Debt Recovery
Overview
Recovering outstanding debts requires more than persistence — it demands expertise, tact, and legal compliance. At HA International, we help individuals, businesses, and financial institutions recover debts efficiently while maintaining professionalism and preserving relationships. Our ethical approach ensures your brand reputation remains intact while we get the results you need.
Benefits / Why Choose Us
- Professional Expertise: Our debt recovery specialists understand Ghanaian and international collection laws.
- No Recovery, No Fee: You only pay when we successfully recover your funds.
- Respectful & Transparent: We maintain open communication and treat all parties with dignity.
- Proven Success: Our recovery rate is among the highest in the industry due to our strategic and diplomatic approach.
Process / How It Works
- Case Evaluation: We assess the nature of the debt and determine the best recovery strategy.
- Notification & Communication: We initiate respectful communication with debtors through formal notices and mediation.
- Negotiation & Settlement: We facilitate repayment agreements or structured settlements.
- Legal Action (if necessary): For uncooperative cases, we proceed legally in collaboration with our legal partners.
- Remittance & Reporting: You receive detailed progress reports and timely payments upon recovery.
Client Testimonial
“HA International recovered our outstanding payments quickly and professionally. Their team handled the process transparently and with integrity — highly recommended.”
— Samuel A., Managing Director, Apex Traders Ltd.

